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Find Payment Routes

Compare platforms that support sending and receiving in both countries.

ZASouth Africa
USUnited States

🇿🇦South Africa → 🇺🇸United States

7 platforms available
About South Africa →About United States →

Recommended Strategy

Primary
Deel

Lowest fees at 0–3%

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Backup
GeegPay

Second-lowest fees at 0–3%

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Based on verified fee data — fees may vary by payment method and transfer amount.

RemoteAvailable

Global HR platform for hiring and paying international teams

Fee:
0–3%
($0 platform fee to contractor. FX markup ~2-3% on ZAR withdrawal. Employer pays $29/mo.)
Transfer time:
48–96 days
(Typically 2–4 business days)
Docs Verified

Last verified May 29, 2026 — source

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GeegPayAvailable

Virtual dollar accounts for African freelancers

Fee:
0–3%
($2.00 flat withdrawal fee to ZAR local bank. 1 free ACH deposit/month. FX margin ~1-2% on USD→ZAR conversion.)
Transfer time:
24–72 days
(Typically 1–3 business days)
Docs Verified

Last verified May 29, 2026 — source

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DeelAvailableCrypto

Global payroll and compliance platform for remote teams

Fee:
0–3%
($0 platform fee (employer pays). ~2–3% FX markup on ZAR withdrawal. Local bank transfer free.)
Transfer time:
24–72 days
(Typically 1–3 business days)
Docs Verified

Last verified May 29, 2026 — source

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GreyAvailable

Banking for Africans — USD, GBP, EUR accounts

Fee:
0.8–2.1%
(0.8% receiving fee + 1% conversion. ZAR withdrawal $1.50–$1.80 via local bank.)
Transfer time:
24–72 days
(Typically 1–3 business days)
Docs Verified

Last verified May 29, 2026 — source

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PayoneerAvailable

Global payment platform for freelancers and businesses

Fee:
1–3%
(1% marketplace receiving fee + up to 2% FX conversion on ZAR withdrawal.)
Transfer time:
24–48 days
(Typically 1–2 business days)
Docs Verified

Last verified May 29, 2026 — source

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WiseAvailable

Multi-currency account with low-cost international transfers

Fee:
1.39–7.19%
(1.39% via bank transfer (USD→ZAR). Card payments up to 7.19%.)
Transfer time:
24–48 days
(Typically by next business day)
API Verified

Last verified May 28, 2026 — source

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PayPalAvailable

Global online payments and money transfers

Fee:
4.99–8.99%
(4.99% international transaction fee + up to 4% FX conversion. Free withdrawal via FNB partner.)
Transfer time:
24–72 days
(Typically 1–3 business days)
Docs Verified

Last verified May 29, 2026 — source

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Crypto & Stablecoin Options

  • Deel
    USDC

    USDC withdrawals available on Ethereum, Polygon, and Solana. Contractor selects crypto as a withdrawal method in the Deel dashboard. Minimum withdrawal and gas fee norms apply per network.