🇬🇧 United Kingdom → 🇳🇬 Nigeria

Payoneer

Available

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Global payment platform for freelancers and businesses

Fee

0–1%

Same-currency GBP withdrawal — $1.50 flat fee. 1% marketplace receiving fee. Minimal FX cost.

Transfer time

Typically 1–2 business days via Faster Payments / CHAPS

Withdrawal methods

Bank Transfer

Remote

Available

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Global HR platform for hiring and paying international teams

Fee

0%

$0 fee to contractor. Same-currency GBP withdrawal via Faster Payments. Employer pays $29/mo.

Transfer time

Typically 1–3 business days via Faster Payments

Deel

Available

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Global payroll and compliance platform for remote teams

Fee

0–1%

$0 platform fee (employer pays). GBP same-currency — minimal USD→GBP FX cost (~1% at most). Faster Payments or BACS transfer free.

Transfer time

Typically same-day to 2 business days via Faster Payments

Withdrawal methods

Bank Transfer

Grey

Available

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Banking for Africans — USD, GBP, EUR accounts

Fee

0.8–1.3%

0.8% receiving fee + GBP withdrawal 0.5% (min £2, max £10). No FX conversion needed for GBP earners.

Transfer time

Typically 1–2 business days via Faster Payments

Wise

Available

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Multi-currency account with low-cost international transfers

Fee

1.03–6.85%

1.03% via bank transfer (USD→GBP). Instant or ~22 min. Full account.

Transfer time

Instant or in 22 minutes

Withdrawal methods

Bank Transfer

Stripe

Available

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Online payment processing for internet businesses

Fee

2.9–3.4%

1.5% + 20p for UK cards; 2.5% + 20p for EU and other European cards. Connect payout to GBP account: 0.25% + 10p. Faster Payments available for near-instant GBP payout at no extra cost.

Transfer time

T+2 standard; Faster Payments near-instant for GBP

PayPal

Available

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Global online payments and money transfers

Fee

3.49–4.99%

3.49% for same-currency (GBP) receiving; 4.99% for cross-currency international transactions.

Transfer time

Typically 1–3 business days

GeegPay

Limited

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Virtual dollar accounts for African freelancers

Fee

0–1%

0.8% GBP withdrawal fee from virtual GBP account to UK bank. Receive-back channel — primarily for freelancers paid in GBP.

Transfer time

Typically 1–2 business days via Faster Payments

Raenest virtual GBP account is for receiving client payments, not primary UK banking. 0.8% withdrawal fee applies.