🇺🇸 United States → 🇻🇳 Vietnam

Deel

Available

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Global payroll and compliance platform for remote teams

Fee

0%

$0 platform fee (employer pays). USD same-currency — no FX conversion. ACH bank transfer free. Deel Card instant access available.

Transfer time

Typically 1–2 business days via ACH; instant via Deel Card

Payoneer

Available

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Global payment platform for freelancers and businesses

Fee

0–1%

Same-currency withdrawal — $1.50 flat fee on transfers over $400. 1% marketplace receiving fee. No FX conversion needed.

Transfer time

Typically 1–2 business days via ACH

Remote

Available

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Global HR platform for hiring and paying international teams

Fee

0%

$0 fee to contractor. Same-currency USD — no FX conversion. Employer pays $29/mo.

Transfer time

Typically 1–3 business days via ACH

Wise

Available

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Multi-currency account with low-cost international transfers

Fee

0%

Primary market. ACH receives free. Wire receives $6.11.

Transfer time

ACH: same-day or next day. Wire: same day

Grey

Available

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Banking for Africans — USD, GBP, EUR accounts

Fee

0.8%

0.8% ACH receiving fee (capped $10). USD same-currency — no FX conversion, no local withdrawal fee.

Transfer time

Typically 1–2 business days via ACH

Stripe

Available

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Online payment processing for internet businesses

Fee

2.9–3.4%

2.9% + $0.30 per card transaction. Additional 1.5% for international cards. Connect payouts to US bank accounts at 0.25% + $0.25. ACH payouts: 0.8% capped at $5.

Transfer time

T+2 standard payout. Instant payouts available at 1% (min $0.50).

PayPal

Available

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Global online payments and money transfers

Fee

3.49–4.99%

3.49% + $0.49 domestic, 4.99% + $0.49 international. Instant transfer available for additional 1.75% fee (capped at $25).

Transfer time

Standard: 1–3 business days. Instant transfer available at extra cost.

GeegPay

Limited

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Virtual dollar accounts for African freelancers

Fee

0–1 USD

ACH withdrawal to US bank from virtual USD account. 1 free ACH/month then $1 flat. Receive-back channel only — not a primary use case.

Transfer time

Typically 1–3 business days via ACH

Raenest is designed for African/Asian freelancers receiving USD, not US-based users. US bank withdrawal is a receive-back mechanism.