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Find Payment Routes

Compare platforms that support sending and receiving in both countries.

GHGhana
USUnited States

🇬🇭Ghana → 🇺🇸United States

7 platforms available
About Ghana →About United States →

Recommended Strategy

Primary
Deel

Lowest fees at 0–3%

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Backup
GeegPay

Second-lowest fees at 0–3%

Visit

Based on verified fee data — fees may vary by payment method and transfer amount.

RemoteAvailable

Global HR platform for hiring and paying international teams

Fee:
0–3%
($0 platform fee to contractor. FX markup ~2-3% on GHS withdrawal. Employer pays $29/mo.)
Transfer time:
48–120 days
(Typically 2–5 business days)
Docs Verified

Last verified May 29, 2026 — source

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DeelAvailableCrypto

Global payroll and compliance platform for remote teams

Fee:
0–3%
($0 platform fee (employer pays). ~2–3% FX markup on GHS withdrawal. Local bank transfer free.)
Transfer time:
24–120 days
(Typically 1–5 business days)
Docs Verified

Last verified May 29, 2026 — source

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GeegPayAvailable

Virtual dollar accounts for African freelancers

Fee:
0–3%
($1.00 flat withdrawal fee to GHS local bank. 1 free ACH deposit/month. FX margin ~1-2% on USD→GHS conversion.)
Transfer time:
24–72 days
(Typically 1–3 business days)
Docs Verified

Last verified May 29, 2026 — source

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GreyAvailable

Banking for Africans — USD, GBP, EUR accounts

Fee:
0.8–2%
(0.8% receiving fee + 1% conversion. GHS withdrawal: $0.20 via mobile money, $1.20 via bank. Prefer mobile money for lower cost.)
Transfer time:
24–48 days
(Typically 1–2 business days)
Docs Verified

Last verified May 29, 2026 — source

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PayoneerAvailable

Global payment platform for freelancers and businesses

Fee:
1–3%
(1% marketplace receiving fee + up to 2% FX conversion on GHS withdrawal.)
Transfer time:
24–72 days
(Typically 1–3 business days)
Docs Verified

Last verified May 29, 2026 — source

Visit
WiseLimited

Multi-currency account with low-cost international transfers

Fee:
1.65%
(1.65% via bank transfer (USD→GHS).)
Transfer time:
2 days
(Typically in 2 hours)
Limitations: Send-to only. Residents cannot open a Wise account.
API Verified

Last verified May 28, 2026 — source

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StripeLimited

Online payment processing for internet businesses

Fee:
—
Transfer time:
—
Limitations: No direct Stripe merchant account. Paystack (Stripe subsidiary) handles GH payments as a separate product.
Docs Verified

Last verified May 29, 2026 — source

Visit

Crypto & Stablecoin Options

Note: Crypto payouts may be legally restricted in Ghana. Verify current regulations before using crypto channels.
  • Deel
    USDC

    USDC withdrawals available on Ethereum, Polygon, and Solana. Contractor selects crypto as a withdrawal method in the Deel dashboard. Minimum withdrawal and gas fee norms apply per network.

    Limitations: Crypto payouts may face legal restrictions in this country — verify local regulations before use.