Find Payment Routes

RemoteAvailable

Global HR platform for hiring and paying international teams

Fee:

0–3%

($0 platform fee to contractor. FX markup ~2-3% embedded in exchange rate on NGN withdrawal. Employer pays $29/mo.)

Transfer time:

48–120 days

(Typically 2–5 business days)

GeegPayAvailable

Virtual dollar accounts for African freelancers

Fee:

0–1.5%

(Free NGN withdrawal. 1 free ACH deposit/month ($1 flat thereafter). FX margin ~1-2% embedded in rate. SWIFT deposit $16 flat.)

Transfer time:

24–48 days

(Typically 1–2 business days)

DeelAvailableCrypto

Global payroll and compliance platform for remote teams

Fee:

0–3%

($0 platform fee (employer pays). ~2–3% FX markup embedded in exchange rate on NGN withdrawal. Local bank transfer free.)

Transfer time:

24–120 days

(Typically 1–5 business days for local bank transfer)

GreyAvailable

Banking for Africans — USD, GBP, EUR accounts

Fee:

0.8–1.8%

(0.8% receiving fee (ACH/SEPA, capped $10) + 1% currency conversion (capped $6). NGN withdrawal ₦35 flat (~$0.02) — effectively free. Total ~1.8% on a $1,000 transfer.)

Transfer time:

24–48 days

(Typically 1–2 business days)

PayoneerAvailable

Global payment platform for freelancers and businesses

Fee:

1–3%

(1% marketplace receiving fee + up to 2% FX conversion on NGN withdrawal. $29.95/year annual fee waived if receiving over $2,000/year.)

Transfer time:

24–72 days

(Typically 1–3 business days)

WiseLimited

Multi-currency account with low-cost international transfers

Fee:

1.22%

(1.22% via bank transfer (USD→NGN). Fast delivery (~22 min) but account-holding not available.)

Transfer time:

0–1 days

(Typically in 22 minutes)

StripeLimited

Online payment processing for internet businesses

Fee:

—

Transfer time:

—

PayPalLimited

Global online payments and money transfers

Fee:

—

Transfer time:

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