Payoneer vs PayPal

Side-by-side comparison of fees, coverage, and features for international freelancers.

Platform comparison

Fee range

Payoneer

1–3%

PayPal

3.49–8.99%

KYC level

Payoneer

standard

PayPal

standard

Crypto support

Payoneer

No

PayPal

No

Countries supported

Payoneer

39

PayPal

40

Country coverage

Both support (39 countries)

CountryPayoneerPayPal
ArgentinaLimited· 1–3%Available· 4.99–8.99%
BangladeshAvailable· 1–3%not_available
BrazilAvailable· 1–3%Available· 4.99–8.99%
BulgariaAvailable· 0–1.5%Available· 3.49–4.99%
ChileAvailable· 1–3%Available· 4.99–8.99%
ColombiaAvailable· 1–3%Available· 4.99–8.99%
EcuadorLimited· 1–3%Available· 3.49–4.99%
EgyptAvailable· 1–3%Limited· 4.99–8.99%
EthiopiaLimited· 1–3%Limited
GermanyAvailable· 0–1%Available· 3.49–4.99%
GhanaAvailable· 1–3%not_available
IndiaLimited· 1–3%Limited· 4.4–8.5%
IndonesiaAvailable· 1–3%Available· 4.99–8.99%
JordanAvailable· 1–3%Available· 4.99–8.99%
KenyaAvailable· 1–3%Available· 4.99–8.99%
LebanonLimited· 1–3%not_available
MalaysiaAvailable· 1–3%Available· 4.99–8.99%
MexicoAvailable· 1–3%Limited· 4.99–8.99%
MoroccoAvailable· 1–3%Available· 4.99–8.99%
NepalLimited· 1–3%not_available
NigeriaAvailable· 1–3%Limited
PakistanAvailable· 1–3%not_available
PeruAvailable· 1–3%Available· 4.99–8.99%
PhilippinesAvailable· 1–3%Available· 4.4–8.5%
PolandAvailable· 0–1.5%Available· 3.49–4.99%
RomaniaAvailable· 0–1.5%Available· 3.49–4.99%
RwandaLimited· 1–3%Limited
SerbiaAvailable· 1–3%Available· 4.99–8.99%
South AfricaAvailable· 1–3%Available· 4.99–8.99%
Sri LankaLimited· 1–3%Limited
TanzaniaAvailable· 1–3%Limited
ThailandAvailable· 1–3%Limited· 4.99–8.99%
TurkeyAvailable· 1–3%not_available
UgandaAvailable· 1–3%Limited
UkraineAvailable· 1–3%Available· 4.99–8.99%
United KingdomAvailable· 0–1%Available· 3.49–4.99%
United StatesAvailable· 0–1%Available· 3.49–4.99%
Venezuelanot_availableLimited
VietnamAvailable· 1–3%Limited· 4.99–8.99%

Only in Payoneer (0)

No countries exclusive to Payoneer.

Only in PayPal (1)

  • Senegal

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Frequently asked questions

What are Payoneer's fees vs PayPal's fees?
Payoneer charges 1–3, while PayPal charges 3.49–8.99. Exact fees depend on the corridor and payment method.
Which countries does Payoneer support that PayPal doesn't?
Every country where Payoneer operates, PayPal also operates.
Is Payoneer or PayPal better for freelancers?
It depends on your corridor. Payoneer covers 39 countries; PayPal covers 40. Compare their coverage for your specific country pair above.
Which has lower KYC requirements, Payoneer or PayPal?
Payoneer requires standard KYC; PayPal requires standard KYC.

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