PayPal vs Wise

Side-by-side comparison of fees, coverage, and features for international freelancers.

Platform comparison

Fee range

PayPal

3.49–8.99%

Wise

0.99–2.89%

KYC level

PayPal

standard

Wise

standard

Crypto support

PayPal

No

Wise

No

Countries supported

PayPal

40

Wise

40

Country coverage

Both support (39 countries)

CountryPayPalWise
ArgentinaAvailable· 4.99–8.99%Available· 2.26–7.94%
Bangladeshnot_availableLimited· 2.5–8.16%
BrazilAvailable· 4.99–8.99%Available· 1.55–7.31%
BulgariaAvailable· 3.49–4.99%not_available
ChileAvailable· 4.99–8.99%Available· 1.48–7.26%
ColombiaAvailable· 4.99–8.99%Limited· 2.81–8.43%
EcuadorAvailable· 3.49–4.99%Available· 0–0%
EgyptLimited· 4.99–8.99%Limited· 2.17–7.9%
EthiopiaLimitednot_available
GermanyAvailable· 3.49–4.99%Available· 0.99–6.82%
Ghananot_availableLimited· 1.65–1.65%
IndiaLimited· 4.4–8.5%Limited· 1.13–6.94%
IndonesiaAvailable· 4.99–8.99%Limited· 1.19–1.19%
JordanAvailable· 4.99–8.99%not_available
KenyaAvailable· 4.99–8.99%Limited· 1.86–1.86%
MalaysiaAvailable· 4.99–8.99%Limited· 1.04–6.86%
MexicoLimited· 4.99–8.99%Available· 1.21–7.01%
MoroccoAvailable· 4.99–8.99%Limited· 2.89–8.51%
Nepalnot_availableLimited· 1.82–7.56%
NigeriaLimitedLimited· 1.22–1.22%
Pakistannot_availableLimited· 1.28–7.07%
PeruAvailable· 4.99–8.99%Available· 2.14–7.86%
PhilippinesAvailable· 4.4–8.5%Available· 1.27–7.06%
PolandAvailable· 3.49–4.99%Available· 1.08–6.9%
RomaniaAvailable· 3.49–4.99%Available· 1.08–6.9%
RwandaLimitedLimited· 2.15–7.87%
SenegalLimitednot_available
SerbiaAvailable· 4.99–8.99%Limited· 2.14–7.86%
South AfricaAvailable· 4.99–8.99%Available· 1.39–7.19%
Sri LankaLimitedLimited· 1.24–7.04%
TanzaniaLimitedLimited· 2.31–7.98%
ThailandLimited· 4.99–8.99%Limited· 1.41–7.19%
Turkeynot_availableLimited· 1.58–7.37%
UgandaLimitedLimited· 2.21–7.9%
UkraineAvailable· 4.99–8.99%Limited
United KingdomAvailable· 3.49–4.99%Available· 1.03–6.85%
United StatesAvailable· 3.49–4.99%Available· 0–0%
VenezuelaLimitednot_available
VietnamLimited· 4.99–8.99%Limited· 1.33–7.12%

Only in PayPal (0)

No countries exclusive to PayPal.

Only in Wise (0)

No countries exclusive to Wise.

Get started

PayPalVisit
WiseVisit

Frequently asked questions

What are PayPal's fees vs Wise's fees?
PayPal charges 3.49–8.99, while Wise charges 0.99–2.89. Exact fees depend on the corridor and payment method.
Which countries does PayPal support that Wise doesn't?
Every country where PayPal operates, Wise also operates.
Is PayPal or Wise better for freelancers?
It depends on your corridor. PayPal covers 40 countries; Wise covers 40. Compare their coverage for your specific country pair above.
Which has lower KYC requirements, PayPal or Wise?
PayPal requires standard KYC; Wise requires standard KYC.

Related comparisons