Payoneer vs Stripe

Side-by-side comparison of fees, coverage, and features for international freelancers.

Platform comparison

Fee range

Payoneer

1–3%

Stripe

2.9–4.4%

KYC level

Payoneer

standard

Stripe

full

Crypto support

Payoneer

No

Stripe

No

Countries supported

Payoneer

39

Stripe

40

Country coverage

Both support (38 countries)

CountryPayoneerStripe
ArgentinaLimited· 1–3%not_available
BangladeshAvailable· 1–3%not_available
BrazilAvailable· 1–3%Available· 2.9–3.99%
BulgariaAvailable· 0–1.5%Available· 2.9–3.4%
ChileAvailable· 1–3%not_available
ColombiaAvailable· 1–3%not_available
EcuadorLimited· 1–3%not_available
EgyptAvailable· 1–3%not_available
EthiopiaLimited· 1–3%not_available
GermanyAvailable· 0–1%Available· 2.9–3.4%
GhanaAvailable· 1–3%Limited
IndiaLimited· 1–3%Limited· 2.9–3.4%
IndonesiaAvailable· 1–3%Limited· 2.9–3.9%
JordanAvailable· 1–3%Limited· 0.75–3.75%
KenyaAvailable· 1–3%Limited
LebanonLimited· 1–3%not_available
MalaysiaAvailable· 1–3%Available· 2.9–3.4%
MexicoAvailable· 1–3%Available· 2.9–3.6%
MoroccoAvailable· 1–3%Limited· 0.75–3.75%
NepalLimited· 1–3%not_available
NigeriaAvailable· 1–3%Limited
PakistanAvailable· 1–3%Limited· 0.75–3.75%
PeruAvailable· 1–3%Limited· 0.75–3.75%
PhilippinesAvailable· 1–3%not_available
PolandAvailable· 0–1.5%Available· 2.9–3.4%
RomaniaAvailable· 0–1.5%Available· 2.9–3.4%
RwandaLimited· 1–3%not_available
SerbiaAvailable· 1–3%not_available
South AfricaAvailable· 1–3%not_available
Sri LankaLimited· 1–3%Limited· 0.75–3.75%
TanzaniaAvailable· 1–3%Limited· 0.75–3.75%
ThailandAvailable· 1–3%Available· 2.9–3.65%
TurkeyAvailable· 1–3%not_available
UgandaAvailable· 1–3%not_available
UkraineAvailable· 1–3%not_available
United KingdomAvailable· 0–1%Available· 2.9–3.4%
United StatesAvailable· 0–1%Available· 2.9–3.4%
VietnamAvailable· 1–3%Limited· 0.75–3.75%

Only in Payoneer (0)

No countries exclusive to Payoneer.

Only in Stripe (0)

No countries exclusive to Stripe.

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Frequently asked questions

What are Payoneer's fees vs Stripe's fees?
Payoneer charges 1–3, while Stripe charges 2.9–4.4. Exact fees depend on the corridor and payment method.
Which countries does Payoneer support that Stripe doesn't?
Every country where Payoneer operates, Stripe also operates.
Is Payoneer or Stripe better for freelancers?
It depends on your corridor. Payoneer covers 39 countries; Stripe covers 40. Compare their coverage for your specific country pair above.
Which has lower KYC requirements, Payoneer or Stripe?
Payoneer requires standard KYC; Stripe requires full KYC.

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